SAVINGS MAIN CATEGORY

No Description Charge / Fee - LKR
1 Savings Parent Topic 02 1,000,000.00
1.1 Savings Sub Topic 03 10,000.00
1.2 Savings Sub Topic 01 1,000,000.00
1.3 Savings Sub Topic 02 500,000.00
1.4 Savings check changes 1,0000.00
2 Savings Parent Topic 01 1,000,000.00
2.1 Savings Sub Topic 02 200,000.00
2.2 Savings Sub Topic 03 10,000.00
2.3 Savings check changes 1,0000.00
2.4 Savings Sub Topic 01 500,000.00

STANDING ORDERS

No Description Charge / Fee - LKR
1 Placement Fee LKR 250.00 per change

Visa

No Description Charge / Fee - LKR
1 Visa Card 300
1.1 Visa card sub topic 2000
1.2 Visa Subtopic 2 44466

CURRENT ACCOUNTS

No Description Charge / Fee - LKR
1 Monthly Service Charges (In lieu Minimum balance) - Personal Account LKR 500.00
2 Stop Payment Charges LKR 8,000.00
3 Current account closure charges LKR 1,500.00
4 Cheque return charges
4.1 Due to technical reasons LKR 3500.00
4.2 Due to insufficient funds LKR 2,500.00
5 Cheque book charges per leaf LKR 18.50

REMITTANCES

No Description Charge / Fee - LKR
1 Inward remittances to Sri Lanka Rupee account - minimum (via SWIFT) LKR 300.00
2 Foreign Currency Drafts issuance customers for educational purpose LKR 400.00

IMPORTS & EXPORTS

No Description Charge / Fee - LKR
1 Import LC opening Commission 0.3% First 3 Months min LKR 4000.00, 0.15% addl. month or part thereof
2 Commission on import bills for collection
2.1 Bank to Bank DP: 0.25% min LKR 5,000.00, DA: 0.375% min LKR 5,000.00
2.2 Drawer to Bank DP:0.375% min LKR 6,000.00, DA:0.5% min LKR 6,000.00
3 Export LC negotiations Charges sight (local) Sight / Usance | Negotiation Fee - LKR 5,000.00 flat
4 Purchase of Export Bills Sight / Usance LKR 4,000.00 flat
5 Collection of Export bills 0.25% minimum LKR 3,000.00

SAVINGS ACCOUNTS

No Description Charge / Fee - LKR
1 Monthly Saving Charges (In lieu Minimum balance) LKR 25.00
2 Savings account closure charges LKR 500.00
3 Savings withdrawals over the counter less than LKR 100,000.00 LKR 20.00

OTHERS

No Description Charge / Fee - LKR
1 Cash deposits during extended/weekend banking hours Up to LKR 3 Million per account, per day - free of charge. Above LKR 3 Million per account, per day - 0.0375% (Min LKR 500) (Amount in excess of LKR 3 Million)
2 SLIPS charges processed by diskette LKR 25.00
3 SLIPS charges processed manually LKR 50.00
4 CEFTS over the counter transactions LKR 100.00
5 RTGs charges LKR 1,000.00
6 Facility documentation fee (loans/ ODs/ LCs etc)
6.1 Cash backed facilities LKR 1,000.00
6.2 Other facilities 0.5% minimum LKR 2,000.00 & maximum LKR 200,000.00
6.3 Renewal of facilities 50% of the above
7 Bank Guarantees Full cash margin (Int bearing) - 1% minimum LKR 3,000.00 | Full cash margin (Non int bearing) - LKR 2,500.00

GOLD CREDIT CARD

No Description Charge / Fee - LKR
1 Joining Fee LKR 1,250.00
2 Annual Fee LKR 2,500.00
3 Supplementary Card Fee LKR 1,250.00
4 Interest Free days on purchases (maximum) 51Days. (Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances). Interest/Finance Charges on Purchases 2.46% for Platinum, Gold & Classic Credit Card and 2.46% for Freedom Credit Card per month from transaction date up to settlement date
5 Late payment fee LKR 990.00
6 Excess Limit fee LKR 1,000.00
7 PIN Re. Issue fee LKR 200.00
8 Cash Advance Fee LKR 700.00 or 4% (which ever is higher)  
9 Statement copy fee LKR 400.00
10 Confirmation Letter Issuing Fee LKR 600.00
11 Voucher Copy Retrieval fee LKR 850.00
12 Cheque Return – Refer to drawer LKR 2,000.00 + Postage
13 Cheque Return – Other Reasons LKR 1,000.00 + Postage
14 Lost card Replacement fee LKR 1,000.00
15 Overseas Courier Fee LKR 2,500.00

DEBIT CARDS / INTERNET BANKING & SMS BANKING

No Description Charge / Fee - LKR
1 Debit (ATM) card issuance fee - Non Personalized Gold / Platinum = LKR 500.00, Seylfie = LKR 250.00, Others = LKR 350.00
2 Debit (ATM) card issuance fee - Personalized
2.1 Visa Classic, Gold, Platinum
2.2 Master Domestic / International
2.3 Visa Seylfie
3 Debit(ATM) card annual fee LKR 400.00
4 Debit Card re- issue fee
4.1 Visa Classic / Master Domestic/International LKR 350.00
4.2 Visa Gold / Platinum LKR 500.00
4.3 Visa Debit Seylfie LKR 250.00
5 Pin re issue fee (for Visa Classic, Gold, Platinum) LKR 100.00
6 Lost card replacement fee Gold / Platinum = LKR 500.00, Seylfie = LKR 250.00, Others = LKR 350.00
7 ATM withdrawal fee- Seylan ATMs LKR 5
8 ATM withdrawal fee- other bank ATMs LKR 60.00
9 ATM withdrawal fee –Lanka pay ATMs LKR 30.00
10 ATM withdrawal fee - Foreign LKR 500.00
11 Balance Inquiry Fee - Seylan ATMs (with printed receipt)
12 Balance inquiry fee- Seylan ATMs Free of charge
13 Balance inquiry fee- other bank ATMs LKR 50.00
14 Balance inquiry fee-Lanka pay ATMs LKR 7.50
15 Balance inquiry fee – Foreign LKR 50.00
16 Fuel Surcharge via Debit Card
17 Overseas Transactions
18 Internet Banking
18.1 Personal customers Free of charge
18.2 Corporate customers First 03 users = LKR 1000.00, additions LKR 250.00 each
18.3 Re Issue of PIN LKR 150.00 per change
19 Test Parent Topic LKR 990.00

PLATINUM CREDIT CARD

No Description Charge / Fee - LKR
1 Annual Fee LKR 3,500.00
2 Joining Fee LKR 2,750.00
3 Supplementary Card Fee LKR 2,750.00
4 Interest Free days on purchases (maximum) 51 Days. (Interest Free days are applicable only when full settlement is made monthly and is not applicable for Cash Advances). Interest/Finance Charges on Purchases 2.46% for Platinum, Gold & Classic Credit Card and 2.46% for Freedom Credit Card per month from transaction date up to settlement date
5 Late payment fee LKR 990.00
6 Excess Limit fee LKR 1,000.00
7 PIN Re. Issue fee LKR 200.00
8 Cash Advance Fee LKR 500.00 or 3% (which ever is higher)
9 Statement copy fee LKR 400.00
10 Confirmation Letter Issuing Fee LKR 600.00
11 Voucher Copy Retrieval fee LKR 850.00
12 Cheque Return – Refer to drawer LKR 2,000.00 + Postage
13 Cheque Return – Other Reasons LKR 1,000.00 + Postage
14 Lost card Replacement fee LKR 1,000.00
15 Overseas Courier Fee LKR 2,500.00

HOUSING LOAN CHARGES

No Description Charge / Fee - LKR
1 Insurance Policies
1.1 Fire Insurance At the time of purchasing a House *Completed Or Under Construction
1.2 Mortgage Policy Mandatory
1.3 Title Insurance Policy On evaluation requirement.
2 Stamp Duty
2.1 Purchase or Construction of a House - Below LKR 3,000,000.00 No Charges
2.2 Purchase or Construction of a House - Above LKR 3,000,000.00 0.1% of Loan Amount
2.3 For Transfer deeds - Up to LKR 100,000.00 3.0% of Transfer deed value
2.4 For Transfer deeds - Above LKR 100,000.00 4.0%of Transfer deed value
3 Mortgage Bond
3.1 Up to LKR 3,000,000.00 1% of Loan amount -,Maximum LKR 30,000.00
3.2 LKR 3,000,000.00 to LKR 10,000,000.00 LKR 30,000.00 + 0.5% to the balance Loan Value e.g. If Loan amount = LKR 5Mio Charges = LKR 30,000.00 + (LKR 2Mio x 0.5%)
3.3 Above LKR 10.00Mio LKR 65,000.00 + 0.25% to the balance Loan Value e.g If Loan amount = LKR 12Million Charges = LKR 65,000.00 + (LKR 2Million x 0.25%)
3.4 VAT Mortgage Charges x 12%
3.5 Mortgage Bond Total = Mortgage Charges + VAT
4 Processing Fee 0.5% of Loan Amount Minimum LKR 2,500.00 to Maximum LKR 50,000.00

Tikiri Savings

No Description Charge / Fee - LKR
1 Tikiri Savings Credit Cards 2100
1.1 Offers 5200
1.2 Scholarships 6500